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LIFE IN NORWAY

What are the best ways to save money in Norway?

Norway can be expensive in many respects, but are there ways to reduce costs? We asked The Local Norway readers.

What are the best ways to save money in Norway?
Photo: MaksymKapliuk/Depositphotos

According to the latest report from the European Union's statistics agency Eurostat, Norway is still more expensive than any EU country

We received a lot of helpful tips via social media and email. Thank you to those who took the time to get in touch.

Online marketplace finn.no was cited as a good place to find wares including children’s’ clothes, furniture, kitchenware and sports equipment, as was Facebook’s marketplace section.

Scouting around for local flea markets (loppis) can also turn up good ways to save money on all sorts of everyday goods, social media commenters who live in Norway said, and secondhand stores (genbrug) were also frequently mentioned.

On Facebook, a number of commenters pointed out that sales and buying in bulk are effective ways to save money in Norway, as is looking out for reduced goods in stores.

“Look for the mini cooler in the back (of the supermarket),” one reader advised.

The Mattilbud app is a very easy way of keeping abreast of this, according to a reader who got in touch via our online survey.

Mattilbud is an aggregator which finds the best offers from Norway’s biggest supermarket chains and enables users to look them up conveniently. Offers at supermarkets including Rema 1000, Meny, Kiwi, Rimi, Joker, Spar, Bunnpris, Europris, Narvesen, 7-Eleven and Coop-owned stores such as Mega, Prix, Extra, Obs, Marked and Matkroken can all be found through the app.

Using local greengrocers (frukt og grønt) is another way to save money on food compared to regular supermarkets, one reader said via our online form.

Good deals on insurance and car services can be found through road recovery service NAF, one of our readers said.

Many pointed out that, to save money in Norway, some items or services must simply be cut down. Alcohol and eating out were by far the two most-commonly mentioned.

A few things are cheaper than you might expect given the general high level of prices, according to the responses we received.

Of these, fish and public transport were the two answers most people mentioned.

For one Facebook user, the best way for people in Norway to save money was even simpler: “(go to) Sweden”.

Although that may have been a humorous response, many did in fact recommend travelling abroad for specified services.

“I get my hair coloured and cut in Denmark. (For) beauty, spa, optical, dental, cosmetics, electronics… I (go to) Denmark or the continent,” an anonymous reader wrote to us.

Did we miss any good tips? Do you disagree with any of the advice in this article? Let us know — it would be great to get your input.

READ ALSO: Surprise! Norway not priciest place for food in Europe

For members

HEALTH

How much does going to the dentist cost in Norway? 

A trip to the dentist can be painful in more ways than one, especially for your bank account, so how much will it set you back in Norway and how do you get an appointment?

How much does going to the dentist cost in Norway? 
Many dread a trip to the dentist. Photo by Yusuf Belek on Unsplash

Is dental work free in Norway?

Norway’s robust and comprehensive public healthcare system is accessible through the Norwegian National Health Insurance Scheme. Because it is so comprehensive, many make the assumption that all health issues, including dental problems, are covered by the scheme.  

Unfortunately, this isn’t the case as, generally, dental care is not covered by the public healthcare system. Instead, you will have to go to a private practitioner should you have an issue with your teeth or if it’s time for a checkup. 

If you’d like to learn more about what is covered by the National Health Insurance, you can look at our guide on how the scheme works and common problems foreigners run into here.

How much does it cost?

The bad news is that, much like most other things in Norway, a trip to the dentists will set you back a fair amount, and unlike the Norwegian National Health Insurance Scheme, there is no exemption card, or frikort, after you have paid a certain amount. 

READ MORE: Seven things foreigners in Norway should know about the health system

On the bright side, dental treatment is free for children under 18, and if you are aged between 19 and 20, you will only need to stump up 25 percent of the total bill. 

In most cases, everyone over the age of 21 will be expected to pay the whole bill, apart from a few exceptions, which you can read about here

The cost of dentistry can be reimbursed or subsidised if you meet any of the 15 conditions that will entitle you to claim support from The Norwegian Health Economics Administration or Helfo.

Helfo is responsible for making payments from the National Insurance Scheme to healthcare providers and reimbursing individuals for vital healthcare services not covered by the insurance scheme. 

The list of conditions includes essential work, such as having an oral tumour removed, for example. You can take a look at the 15 conditions for which you claim help from Helfo here.

You can also apply to the Norwegian Labour and Welfare Administration (NAV) for financial assistance relating to dental work.

How much you are eligible to receive from NAV will depend entirely on your situation. 

Below you can take a look at the rough cost of some common dental work in Norway. 

  • Examination/appointment- 600 kroner 
  • Examination/appointment with tartar removal and x rays- 1,000 kroner 
  • Small filling- 900 kroner 
  • Medium sized filling 1,400- kroner 
  • Large filling- 1,500 kroner 
  • Tooth surgically removed- 2,000 kroner 
  • Root canal filling 3,800 kroner
  • Crown- 7,000 kroner

How to book an appointment

Booking an appointment in Norway is as simple as contacting your nearest dentist. Before you book, you can typically check the price list of the dentist you will be visiting to get a rough idea of how much the visit could cost you too. 

The majority of dentists in Norway will speak good English. You can also visit an entirely English speaking dentist surgery, where all the staff will speak English, in the big cities such as Oslo if you haven’t quite gotten to grips with Norwegian yet. 

You can search for a dentist using this tool which will show you your nearest dentist in the town, city or county you live in. 

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