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QUIZ: Can you guess the cost of healthcare in different countries?

Test your knowledge of healthcare costs around the globe. You might be surprised by how much even a routine procedure like a root canal could set you back!

QUIZ: Can you guess the cost of healthcare in different countries?
Photo: asifeDepositphotos

You may be the picture of health but you never know what's around the corner. If the unexpected should happen and you don't have the right health insurance plan, you could find yourself seriously out of pocket.

ASN's multi-lingual international insurance experts are always on-hand to find comprehensive cover for you wherever you go and whatever you're doing. You're not just another case to ASN, they will fight your corner to make sure your every move is covered.

Take the quiz to test your knowledge of how much you risk spending on healthcare around the world without adequate health insurance.

 

How much does healthcare cost in different countries?

 

You might be surprised by how much a routine procedure can set you back.

 

Let's get stuck in! In the United Kingdom, a routine colonoscopy can cost…

 

In Spain, the same procedure costs…

 

A root canal in Singapore can set you back…

 

Giving birth naturally in the US comes in at $10,808. Compare that to South Africa, where your bill will total…

 

Cardiac catheterisation in pricey Switzerland costs…

 

Hip hip hooray! A new hip in Spain costs just…

 

An overnight stay in an Italian hospital costs…

 

Your healthcare knowledge really needs a checkup.

 

Now that you know how much even a routine procedure can set you back, you understand the importance of protecting yourself. ASN is an expert in international insurance, fighting through the insurance jungle to find you the best solution for every situation.

 

Your healthcare knowledge is pretty healthy

 

Well done, you know that the cost of healthcare around the world can really vary. That probably means you also understand the importance of healthcare insurance. ASN is an expert in international insurance, fighting through the insurance jungle to find you the best solution for every situation.

 

Your healthcare knowledge is in great shape!

 

Bravo! You know that healthcare often doesn't come cheap, which means you probably know the importance of healthcare insurance too. ASN is an expert in international insurance, fighting through the insurance jungle to find you the best solution for every situation.

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* REFERENCE: All costs in this quiz were taken from International Federation of Health Plans, 2015 Comparative Price Report, 'Variation in Medical and Hospital Prices by Country'

Currency conversions correct as of March 2019.

This content was produced by The Local Creative Studio and sponsored by ASN international insurance.

 

For members

HEALTH

How Norway’s health insurance scheme works and the common problems foreigners face

Learning about Norway's National Health Insurance Scheme is essential. So here's a look at some common problems foreigners in Norway come up against and how to avoid them.

How Norway's health insurance scheme works and the common problems foreigners face
Here's how to avoid common problems with the National Health Insurance Scheme. Photo by National Cancer Institute on Unsplash

Norway’s National Health Insurance Scheme

The word ‘free’ is used loosely when it comes to describing healthcare in the Scandinavian country. Norway’s healthcare system is financed through national and municipal taxes. So residents are supporting their ‘free’ services through tax. Truly free health insurance is only offered to those under 16 years of age who do not pay taxes to Norway. 

Access to Norway’s healthcare and social services is not determined by whether you are a Norwegian citizen, nor whether you are registered in the National Population Register or pay taxes in Norway. It is based on residence or employment. But before you settle in and assume you’re covered from day one, there are some provisions.

  • To be considered a resident of Norway, you must have plans to live in the country for at least twelve months.
  • Membership with Norway’s National Health Insurance Scheme is only available for those who are in the country legally.
  • If you are planning on staying in Norway for less than twelve months, are not working, but have strong ties to the country, then you may be entitled to voluntary membership of Norway’s National Health Insurance Scheme.

If you are legally living in Norway but plan on studying or working abroad for a period of time, look here to see your healthcare membership eligibility while outside the country. 

And the common problems foreigners need to overcome?

  • Signing up 

According to the Norwegian Labour and Welfare Administration (NAV), you will be automatically enrolled in the Norwegian National Health Insurance Scheme if you are legally working or living in Norway.

Processing times can range from a few days to a month, and you will usually receive confirmation through the post when you have been added to the system.

Healthcare is a large part of the Norwegian National Health Insurance Scheme, as are social services such as welfare. If you need economic support, you can apply for assistance if you are legally living in the country. How much you will receive depends on your situation and application processing times vary between each individual evaluation and municipality. 

READ MORE: Seven things foreigners in Norway should know about the healthcare system 

There are many rules and guidelines if you decide to apply for economic assistance. To see what procedures, information, and advice you are entitled to, look here.

Self-employed workers are also entitled to the same benefits as traditional employees in Norway. Though it is up to them to register events like sick leave on their own. 

  • Somethings are not free

The healthcare system in Norway is of a high standard and covers most expenses. Because it is so comprehensive, many new to the country assume that all health matters are covered by national health insurance. It is important to remember that vision and dental insurance are not a part of the public health care plan. 

Dental treatment is free for those between one and 18 years of age. If you are 19 or 20 years old, you must pay 25 percent of the total bill. If you are 21 or older, then you are required to foot the bill. 

However, there are exemptions for special cases. You can find out more about the payment exceptions here.

Eye exams, contact lenses, and glasses are not covered by public health insurance. These are normally services offered by private companies such as Spec Savers and Brilleland.

In addition to vision and dental, cosmetic surgeries are also not covered by public health insurance. 

Here is a price list for common services in Norway.

What is a frikort?

frikort or an “exemption card” is a card given out once you have reached the maximum limit of fees the public is required to pay per calendar year. In 2021, the maximum amount in fees you are expected to pay is 2,460 kroner before being eligible for a frikort

  • Many things have gone digital 

Many newcomers to Norway are surprised to find how digitalised health services in the country are. After you have become a member of the national insurance scheme, you can go online to order prescriptions, find available appointments with your GP, have digital communication with their doctor, and look at summaries of past medical appointments. 

For an overview of all the services and information, you can use online, look here.

  • Finding your GP

While your acceptance into the National Health Insurance Scheme may be automatic, it is up to you to choose your GP. 

There are a few guidelines to be aware of if you, for some reason, want to change from your original choice. You are allowed to change your GP up to two times in one year. You can also choose to switch if you officially change your address or if your GP cuts their patient list. You can find a list of general practitioners at legelisten.no.

  • The waiting times

As previously stated, the standard of health care in Norway is high, and you can visit your GP or a specialist as often as you need them. But it is not uncommon to have to wait a few weeks before you find an available appointment. The same goes for non-critical surgeries. It is not unusual to wait up to six months for a non-life-threatening yet necessary surgery.

Useful Vocabulary

egenandel – deductible

fastlege – general practitioner 

optiker – optometrist 

tannlege – dentist 

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